UCSF Disability Information Summary
Dated 5/19/04
Please note, this information was gathered by a postdoc and may no longer be up to date.
Standard Insurance company provides UCSF's disability
insurance. Here is some clarification about what they provide. Because the
2-week pre- and 6-week post-delivery disability coincides with the 30-day
waiting period, we get up to two more weeks of disability pay if we choose
to start leave 2 weeks before the delivery date. Here are the options:
-
If we leave two weeks before the due date, plus the 6 weeks after,
that's a total of 8 weeks, or 56 days. Of those 56 days, 30 days are not
covered because of the waiting period, leaving 26 days of disability pay.
- If we leave after the due date, that's a total of 6 weeks, or 42
days. Of those 42 days, 30 days are not covered, leaving 12 days of
disability pay.
Of course, this can be variable, depending on exactly when you start your
leave--you'd have to do the math. Financially, it's more advantageous to
leave earlier because the 30-day waiting period also begins
earlier. However, you'd also miss out on saving those 2 weeks for after
the baby is born. Hope this helps.
P.S. Here's Standard Insurance Company's phone number if you have
questions: 800-368-1135
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Written 7/21/04 - SMN
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